Proper help, at t’level tha needs.Bespoke cashflow support, at the level you need.Cashflow forecasting services for owner-managed businesses
Every forecast's built around thi business, and every one comes wi' an advisor (me) who'll tell thee what it means. Pick how much help tha wants, then see how t'traffic lights, t'13-week view and t'longer-range planning work in practice.Every forecast is built around your business. Choose the depth of support you need, then see how traffic-light reporting, 13-week forecasting and longer-range planning work in practice.
Three ways I can help. All bespoke, all straight-talking.Three levels of support. All bespoke, all clear.
I’m an advisor first, so I don’t just hand thee a pile o’ numbers. I build thi forecast, tell thee what it means, and help thee decide what to do about it. Pick how much help tha wants.I’m an advisor first, so I don’t just hand you numbers. I build your forecast, explain what it means and help you decide what to do. Choose the depth of support you need.
Know where tha stands.Know where you stand.
For folk who want a clear, reliable look at what's coming.For businesses that want a clear, reliable forward view of their cash.
- Bespoke cashflow forecast, built around your business
- Rolling forecast
- Actual vs forecast
- Traffic-light reporting
- Key commentary
Meeting rhythmA monthly report, wi' traffic lights and plain-speaking commentary.Monthly forecast report with traffic lights and commentary.
Ask about VisibilityAsk about VisibilityUnderstand what’s going on.Understand what’s happening.
For when tha wants to know why, not just what.For businesses that want deeper analysis, planning and scenario modelling.
- Everything in Visibility
- Detailed variance analysis
- Cashflow drivers
- Working-capital analysis
- Best and worst case scenarios
Meeting rhythmMonthly report, plus a sit-down (and a brew) to talk it through.Monthly report plus a review meeting to talk it through.
Ask about ControlAsk about ControlSomeone in thi corner.A financial planning partner.
For t'big decisions: hiring, investing, borrowing.For ongoing financial planning and decision support.
- Everything in Control
- 6 to 12 month forecasting
- Decision-specific scenarios (hire, invest, fund)
- Strategic financial planning
- Bespoke analysis and decision support
Meeting rhythmFortnightly meetings, wi' t'forecast updated around thi decisions.Fortnightly meetings, with forecasts updated around your decisions.
Ask about PartnerAsk about PartnerTraffic lights, so tha knows what needs sorting.Know what needs your attention.
Green's grand. Amber wants watching. Red wants sorting. Tap each one to see what it means.Green is fine, amber needs watching and red needs action. Select each one to see the detail.
Watch t’next 13 weeks unfold.See the next 13 weeks unfold.
Running cash balance: £184,250
From t’next 13 weeks to t’next 12 months.From the next 13 weeks to the next 12 months.
Longer-range forecasting shows how seasonal takings, tax dates and big purchases fit together, wi' a range of outcomes rather than one hopeful line.Longer-range forecasting shows how seasonal receipts, tax dates and planned investment fit together, with a range of outcomes rather than a single line.
Straight answers. No price list, no surprises.Clear deliverables, a fee agreed up front.
Every forecast's bespoke, so there's no one-size price. I agree t'scope and fee wi' thee after a free cash health review, before any paid work starts.Because every forecast is bespoke, I don't publish a price list. I agree the scope and fee with you after a free cash health review, before any paid work begins.
What determines the cost
- Level of support. Visibility, Control or Partner.
- Meeting rhythm. A monthly report, monthly reviews or fortnightly meetings.
- Complexity. The number of bank accounts, entities and income streams, and transaction volumes.
- State of your records. Whether bank reconciliations, debtors and creditors are up to date, or need some preparation first.
- Forecast horizon. 13 weeks, or longer-range planning over 6 to 12 months.
What you'll need to provide
- Recent bank statements or reconciliations
- Debtors and creditors listings
- Payroll, VAT and tax dates
- Known commitments: loans, leases, planned purchases
- A conversation about how your customers and suppliers actually pay
If things aren't fully up to date, that's fine. I'll work with what's available and explain any limitations.
- An updated rolling cashflow forecast, built around your business
- A one-page traffic-light summary of what needs attention
- Actual versus forecast, with the main movements explained
- Plain-English commentary on what's changed and why
- Suggested actions, with scenarios at Control and Partner level
Illustrative contents. Your report is shaped around your business and the decisions you're facing.
Start wi’ a free cash health reviewStart with a free cash health review
Put t’kettle on. Let’s have a natter.Let’s talk about your cash.
Start wi' a free cash health review. Tell me a bit about thi business and I'll send back a straight-talking view of where tha stands. No obligation, no hard sell.Start with a free cash health review. Tell me a little about your business and I'll send back an honest view of where your cash stands. No obligation and no sales pitch.