accountantyears as an
accountant
Ey up. I’m David.Hello, I’m David.Cashflow advisor and accountant for businesses across Yorkshire
Proud Yorkshireman, accountant for ten year, and founder of Yorkshire Cashflows. I've built more cashflow forecasts than I've had hot dinners, and it taught me two things: a spreadsheet on its own doesn't cut it, and off-t'-shelf software's about as much use as rubbing a crystal ball.A proud Yorkshireman, an accountant of ten years and the founder of Yorkshire Cashflows. I've built more cashflow forecasts than I've had hot dinners, and it taught me two things: a spreadsheet on its own doesn't cut it, and off-the-shelf software is a bit like rubbing a crystal ball.
So I set up Yorkshire Cashflows around two simple ideas: a business advisor should talk like a normal human being, and a forecast should be designed around t'person reading it. Cashflow comes first, because that's what keeps t'lights on.So I set up Yorkshire Cashflows around two simple ideas: a business advisor should talk in plain language, and a forecast should be designed around the person reading it. Cashflow comes first, because that's what keeps the lights on.
Customer behaviourCustomer behaviour
How thi customers really pay, not just what t'invoice says.How your customers really pay, so your forecast reflects reality rather than just payment terms.
Visual aidsVisual aids
Charts, traffic lights and plain words, so t'picture's obvious at a glance.Charts, traffic lights and clear commentary that make the picture obvious at a glance.
Designed around t’readerDesigned around the reader
Every forecast's shaped for t'folk who use it, so it actually gets used.Every forecast is shaped for the people who use it, for the best understanding and impact.
Wherever thi books are at, I’ll work wi’ thee.Wherever your business is today, I’ll work with you.
Not every business has perfect records. Not every month goes to plan. That's life. I work wi' what tha's got, tell thee straight about any gaps, and help tidy things up where I can.Not every business has perfect financial records, and not every month goes to plan. I work with the information available, explain any limitations clearly and help you improve the picture where I can.
Straight-talkingStraight-talking
I tell thee plainly what t'numbers say. No waffle.I tell you plainly what the numbers say.
Built to fitTailored
Every forecast's shaped around thi business, never crammed into a template.Every forecast is shaped around your business, never forced into a standard template.
No judgementNo judgement
I'm here to help thee understand t'numbers, not tut at 'em.I'm here to help you understand the numbers, not criticise them.
Built to fit, stone by stone. Same as thi forecast.Built to fit, stone by stone, just like your forecast.
A simple routine. Like Sunday dinner, but wi’ spreadsheets.A simple, structured process.
Tha sends me t’infoYou provide the information
Bank, debtors, creditors and owt else relevant, brought up to date.Bank, debtors, creditors and relevant business information are brought up to date.
I build thi forecastI build your bespoke forecast
Built and updated around how thi business really works, and checked against last time.I build and update your forecast around how your business actually works and compare it with previous expectations.
I tell thee what mattersI explain what matters
Traffic lights, plain-speaking commentary and scenarios turn t'numbers into owt useful.Traffic lights, commentary, analysis and scenario modelling turn the numbers into useful insight.
Together, we plan what’s nextTogether, we plan what happens next
We talk it through, agree actions, then go again.We discuss the findings, agree actions and continue the cycle.
From a pile o’ numbers to better decisions.From financial information to better decisions.
Forecast
Build a forward view of cash, tailored to your business.
Analyse
Understand what's changed and why.
Highlight
Use clear traffic lights to identify what matters.
Model
Explore different scenarios and possibilities. See an example →
Plan
Prepare for upcoming payments, investments and commitments.
Decide
Turn financial insight into practical action.
Put t’kettle on. Let’s have a natter.Let’s talk about your cash.
Start wi' a free cash health review. Tell me a bit about thi business and I'll send back a straight-talking view of where tha stands. No obligation, no hard sell.Start with a free cash health review. Tell me a little about your business and I'll send back an honest view of where your cash stands. No obligation and no sales pitch.