Cash talk, wi’out t’flannel.Plain-English guides to managing cash.Free cashflow guides for owner-managed businesses
Straight-talking guides to keeping thi brass in order: forecasting, getting paid, tax dates and more. Brew optional, but recommended.Practical, plain-English guides to managing cash: forecasting, getting paid, tax dates and more.
Summat for every cash headache.Find the guide you need.
How to create a cash flow forecast, step by step
Seven steps from a blank spreadsheet to a forecast you can rely on, plus the common mistakes to avoid.
Have a readRead the guide →12 practical ways to improve your cash flow
Getting paid sooner, paying out more carefully, the right schemes, and seeing shortfalls coming.
Have a readRead the guide →Profitable but short of cash? Here’s why
Six everyday reasons profit and cash drift apart, and the simple habits that stop it catching you out.
Have a readRead the guide →The 13-week cashflow forecast, explained
What goes into a 13-week forecast, the three numbers worth checking first, and why it works best when it rolls.
Have a readRead the guide →Late payments: how to get paid faster
A simple chasing routine, how to prevent late payment, and your rights to interest and compensation.
Have a readRead the guide →Working capital explained, and how to free it up
What working capital is, how to calculate it, and practical ways to release cash tied up in your business.
Have a readRead the guide →VAT, PAYE and Corporation Tax: planning for the big payments
The key HMRC payment dates for a typical small business, why they cause cash squeezes, and five ways to stay ahead.
Have a readRead the guide →Cash flow forecasts for bank loans and funding
What lenders look for, the assumptions to explain, and the mistakes that weaken an application.
Have a readRead the guide →Put t’kettle on. Let’s have a natter.Let’s talk about your cash.
Start wi' a free cash health review. Tell me a bit about thi business and I'll send back a straight-talking view of where tha stands. No obligation, no hard sell.Start with a free cash health review. Tell me a little about your business and I'll send back an honest view of where your cash stands. No obligation and no sales pitch.